HDFC Bank IFSC Code DUGARI PHAZE II Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for HDFC Bank DUGARI PHAZE II Branch in LUDHIANA allocated by RBI. Before using this DUGARI PHAZE II Branch LUDHIANA HDFC Bank IFSC Code, kindly cross check the respective bank website. This HDFC Bank DUGARI PHAZE II Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. DUGARI PHAZE II Branch LUDHIANA HDFC Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.