Indian Overseas Bank IFSC Code KALGHATGI Branch in DHARWAD can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Indian Overseas Bank KALGHATGI Branch in DHARWAD allocated by RBI. Before using this KALGHATGI Branch DHARWAD Indian Overseas Bank IFSC Code, kindly cross check the respective bank website. This Indian Overseas Bank KALGHATGI Branch IFSC Code in DHARWAD supporting net banking has its unique IFSC code. KALGHATGI Branch DHARWAD Indian Overseas Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.