Indian Overseas Bank IFSC Code SANTA CRUZ - MUMBAI Branch in MUMBAI can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Indian Overseas Bank SANTA CRUZ - MUMBAI Branch in MUMBAI allocated by RBI. Before using this SANTA CRUZ - MUMBAI Branch MUMBAI Indian Overseas Bank IFSC Code, kindly cross check the respective bank website. This Indian Overseas Bank SANTA CRUZ - MUMBAI Branch IFSC Code in MUMBAI supporting net banking has its unique IFSC code. SANTA CRUZ - MUMBAI Branch MUMBAI Indian Overseas Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.