Indian Overseas Bank IFSC Code MODEL TOWN, LUDHIANA Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Indian Overseas Bank MODEL TOWN, LUDHIANA Branch in LUDHIANA allocated by RBI. Before using this MODEL TOWN, LUDHIANA Branch LUDHIANA Indian Overseas Bank IFSC Code, kindly cross check the respective bank website. This Indian Overseas Bank MODEL TOWN, LUDHIANA Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. MODEL TOWN, LUDHIANA Branch LUDHIANA Indian Overseas Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.