Oriental Bank of Commerce IFSC Code PAYAL, DIST:LUDHIANA Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Oriental Bank of Commerce PAYAL, DIST:LUDHIANA Branch in LUDHIANA allocated by RBI. Before using this PAYAL, DIST:LUDHIANA Branch LUDHIANA Oriental Bank of Commerce IFSC Code, kindly cross check the respective bank website. This Oriental Bank of Commerce PAYAL, DIST:LUDHIANA Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. PAYAL, DIST:LUDHIANA Branch LUDHIANA Oriental Bank of Commerce IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.