Punjab National Bank IFSC Code KONCH (BIHAR) Branch in GAYA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank KONCH (BIHAR) Branch in GAYA allocated by RBI. Before using this KONCH (BIHAR) Branch GAYA Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank KONCH (BIHAR) Branch IFSC Code in GAYA supporting net banking has its unique IFSC code. KONCH (BIHAR) Branch GAYA Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.