Punjab National Bank IFSC Code RETAIL LENDING HUB, KOTA Branch in KOTA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank RETAIL LENDING HUB, KOTA Branch in KOTA allocated by RBI. Before using this RETAIL LENDING HUB, KOTA Branch KOTA Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank RETAIL LENDING HUB, KOTA Branch IFSC Code in KOTA supporting net banking has its unique IFSC code. RETAIL LENDING HUB, KOTA Branch KOTA Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.