Punjab National Bank IFSC Code CHARAO Branch in KARNAL can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank CHARAO Branch in KARNAL allocated by RBI. Before using this CHARAO Branch KARNAL Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank CHARAO Branch IFSC Code in KARNAL supporting net banking has its unique IFSC code. CHARAO Branch KARNAL Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.