Punjab National Bank IFSC Code SAGA, KARNAL Branch in KARNAL can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank SAGA, KARNAL Branch in KARNAL allocated by RBI. Before using this SAGA, KARNAL Branch KARNAL Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank SAGA, KARNAL Branch IFSC Code in KARNAL supporting net banking has its unique IFSC code. SAGA, KARNAL Branch KARNAL Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.