Punjab National Bank IFSC Code SECTOR 12 KARNAL Branch in KARNAL can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank SECTOR 12 KARNAL Branch in KARNAL allocated by RBI. Before using this SECTOR 12 KARNAL Branch KARNAL Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank SECTOR 12 KARNAL Branch IFSC Code in KARNAL supporting net banking has its unique IFSC code. SECTOR 12 KARNAL Branch KARNAL Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.