Punjab National Bank IFSC Code SAINJ Branch in SHIMLA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank SAINJ Branch in SHIMLA allocated by RBI. Before using this SAINJ Branch SHIMLA Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank SAINJ Branch IFSC Code in SHIMLA supporting net banking has its unique IFSC code. SAINJ Branch SHIMLA Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.