Punjab National Bank IFSC Code RATNUCHAK (J & K) Branch in JAMMU can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank RATNUCHAK (J & K) Branch in JAMMU allocated by RBI. Before using this RATNUCHAK (J & K) Branch JAMMU Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank RATNUCHAK (J & K) Branch IFSC Code in JAMMU supporting net banking has its unique IFSC code. RATNUCHAK (J & K) Branch JAMMU Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.