Punjab National Bank IFSC Code UMRI KALAN (MORADABAD) Branch in MORADABAD can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank UMRI KALAN (MORADABAD) Branch in MORADABAD allocated by RBI. Before using this UMRI KALAN (MORADABAD) Branch MORADABAD Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank UMRI KALAN (MORADABAD) Branch IFSC Code in MORADABAD supporting net banking has its unique IFSC code. UMRI KALAN (MORADABAD) Branch MORADABAD Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.