Punjab National Bank IFSC Code KIRKHU Branch in GARHWAL can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank KIRKHU Branch in GARHWAL allocated by RBI. Before using this KIRKHU Branch GARHWAL Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank KIRKHU Branch IFSC Code in GARHWAL supporting net banking has its unique IFSC code. KIRKHU Branch GARHWAL Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.