Union Bank of India IFSC Code KARJIKAR MOHALLA Branch in RATNAGIRI can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Union Bank of India KARJIKAR MOHALLA Branch in RATNAGIRI allocated by RBI. Before using this KARJIKAR MOHALLA Branch RATNAGIRI Union Bank of India IFSC Code, kindly cross check the respective bank website. This Union Bank of India KARJIKAR MOHALLA Branch IFSC Code in RATNAGIRI supporting net banking has its unique IFSC code. KARJIKAR MOHALLA Branch RATNAGIRI Union Bank of India IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.