Union Bank of India IFSC Code PONKUNNAM Branch in KOTTAYAM can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Union Bank of India PONKUNNAM Branch in KOTTAYAM allocated by RBI. Before using this PONKUNNAM Branch KOTTAYAM Union Bank of India IFSC Code, kindly cross check the respective bank website. This Union Bank of India PONKUNNAM Branch IFSC Code in KOTTAYAM supporting net banking has its unique IFSC code. PONKUNNAM Branch KOTTAYAM Union Bank of India IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.