Union Bank of India IFSC Code GHAWADI Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Union Bank of India GHAWADI Branch in LUDHIANA allocated by RBI. Before using this GHAWADI Branch LUDHIANA Union Bank of India IFSC Code, kindly cross check the respective bank website. This Union Bank of India GHAWADI Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. GHAWADI Branch LUDHIANA Union Bank of India IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.