HDFC Bank PERNEM - GOA Branch NORTH GOA MICR code indicate many things about a particular banking operation. HDFC Bank PERNEM - GOA Branch has many branches in NORTH GOA. MICR Code for HDFC Bank PERNEM - GOA Branch NORTH GOA clearly shows its MICR Code allocated by RBI. All third party transactions and processing of any such kind can't be possible without MICR code. That is why MICR Code is considered so important in the banking transactions. Getting access to HDFC Bank PERNEM - GOA Branch MICR codes NORTH GOA is not a big deal. It can be found out easily. The MICR Code of a particular bank indicates lots of things that it offers to account holders.