Punjab National Bank UPTHU Branch GAYA MICR code indicate many things about a particular banking operation. Punjab National Bank UPTHU Branch has many branches in GAYA. MICR Code for Punjab National Bank UPTHU Branch GAYA clearly shows its MICR Code allocated by RBI. All third party transactions and processing of any such kind can't be possible without MICR code. That is why MICR Code is considered so important in the banking transactions. Getting access to Punjab National Bank UPTHU Branch MICR codes GAYA is not a big deal. It can be found out easily. The MICR Code of a particular bank indicates lots of things that it offers to account holders.