Punjab National Bank BACK OFFICE KOTTAYAM Branch KOTTAYAM MICR code indicate many things about a particular banking operation. Punjab National Bank BACK OFFICE KOTTAYAM Branch has many branches in KOTTAYAM. MICR Code for Punjab National Bank BACK OFFICE KOTTAYAM Branch KOTTAYAM clearly shows its MICR Code allocated by RBI. All third party transactions and processing of any such kind can't be possible without MICR code. That is why MICR Code is considered so important in the banking transactions. Getting access to Punjab National Bank BACK OFFICE KOTTAYAM Branch MICR codes KOTTAYAM is not a big deal. It can be found out easily. The MICR Code of a particular bank indicates lots of things that it offers to account holders.